LPL College Savings Planning guide, page 1. Questions to ask when selecting a Section 529 Plan: state tax benefits or consequences, minimum and maximum contribution amounts, beneficiary restrictions and changes, account access options, the withdrawal process, and available investment options and fees. Top 10 Student Loan Tips: calculate your total debt, know the terms, review your grace period, consider consolidation or refinancing, pay off the highest-interest loans first, lower your principal, set up automatic payments, explore alternative plans, defer payments, and explore loan forgiveness. LPL College Savings Planning guide, page 2. Web Resources covering college costs, Section 529 plans, Coverdell ESAs, and student loans, plus Essential Reading including IRS Publication 970 Tax Benefits for Education, a Family Guide to College, and the Federal Student Aid Handbook. For public use. Member FINRA/SIPC. Tracking #726675 (Exp. 04/27).

A guide gets you started. A plan gets it paid for.

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